About the CFA

Our Role

The Consumer Finance Association is a trade association of non-bank lenders. It represents alternative consumer credit providers, especially short-term lenders providing loans of less than 12 months. Our aim is to create an alternative lending market that provides responsible access to credit.

Our members have been at the forefront of the emerging financial technological (FinTech) sector. All of our members are tightly regulated by the Financial Conduct Authority and ensure customers are treated fairly.

We work closely with the UK government and regulators to represent our members views and raise issues impacting this industry. We carry out regular research and act as the voice of the industry at a wide variety of events.

Our global partners

Online Lenders Alliance (US)

Many of the issues in the consumer credit market are experienced by lenders across the globe, so the CFA works closely with organisations around the world. This includes the Online Lending Alliance of America, which shares many members with the CFA and works to protect and promote online lenders in the US market.

The National Credit Providers Association (Australia)

The National Credit Providers Association is Australia’s Peak Body For The Small Amount Consumer Lending Industry, whose members supply over 85% over all Small Amount Credit Contracts in Australia.

The Canadian Consumer Finance Association (Canada)

The Canadian Consumer Finance Association (CCFA) represents the majority of Canada’s regulated providers of small-sum, short-term credit, including payday loans, instalment loans, term loans, lines of credit, and cheque cashing services.